Long-horizon AI agents for mortgage insurance claims and underwriting.
A mortgage insurance file lives across servicer packages, loan documents, and guideline checks — and one agent works all of it. The MI claims agent carries each default from intake through servicer document ingestion, certificate and coverage verification, loss mitigation review, and claim perfection to payout-ready in one continuous run. The MI underwriting agent takes each loan submission from intake to a decision-ready risk summary against your eligibility guidelines.
One long-horizon agent per mortgage insurance function.
Each agent below owns every step of its function and runs uninterrupted for hours or days — inside your existing systems, until the work is finished and staged for human approval.
The mortgage insurance claims agent
One agent owns the claim file end to end. It intakes the default notice or claim, ingests and indexes the servicer's claim package, verifies the certificate and coverage in force, reviews loss mitigation and foreclosure timeline compliance, calculates and perfects the claim amount against the master policy, and stages the payout — running uninterrupted for hours or days until the file is examiner-ready.
The mortgage insurance underwriting agent
One agent runs each loan submission from intake to decision-ready. It extracts borrower, property, and loan data from the full origination file, verifies income and appraisal documentation, screens eligibility against your published guidelines and overlays, and assembles a referral-ready risk summary for non-delegated review — continuously, until the underwriter can decide.
Claims and underwriting workflows in mortgage insurance.
Every step below belongs to one agent's single continuous run — one long-horizon agent per function, working uninterrupted until the work is finished.
Claims workflows.
Every step below is automated by the single mortgage insurance claims agent in one continuous run — intake, summarization, file preparation, and routing for examiner approval inside your existing systems.
- 01Delinquency / claim intake
- 02Servicer document ingestion
- 03Coverage and certificate verification
- 04Loss mitigation review support
- 05Claim calculation and perfection
- 06Payout preparation
Underwriting workflows.
The mortgage insurance underwriting agent carries each submission through every step below in a single uninterrupted run — intake, extraction, risk summarization, and quote and referral preparation.
- 01Loan submission intake
- 02Borrower and loan file extraction
- 03Eligibility and guideline screening
- 04Risk summarization
- 05Non-delegated referral package
How Layerup deploys here.
Operational details that matter when deploying long-horizon AI agents inside mortgage insurance operations.
- 01Flow and bulk / delegated and non-delegated submissions supported.
- 02Servicer claim packages and loss mitigation timelines handled inside your existing systems.
- 03Guideline and master policy logic encoded per program, with configurable referral gates.
Explore other lines of business.
Layerup runs critical workflows across the insurance and financial services lines below.
Deploy long-horizon AI agents in your mortgage insurance operation.
Start with one function's agent. Prove the operational lift. Then expand by line of business or by department.